Budget Basics Worksheet

Budget Basics Worksheet

The first step in getting yourself in financial shape to buy a home is to know exactly how much money comes in and how much goes out. Use this worksheet to list your income and expenses below.

INCOME  
Take Home Pay (all family members)  
Child Support/Alimony  
Pension/Social Security  
Disability/Other Insurance  
Interest/Dividends  
Other  
Total Income  
EXPENSES  
Rent/Mortgage (include taxes, principal, and insurance)  
Life Insurance  
Health/Disability Insurance  
Vehicle Insurance  
Homeowner's or Other Insurance  
Car Payments  
Other Loan Payments  
Savings/Pension Contribution  
Utilities (gas, water, electric, phone)  
Credit Card Payments  
Car Upkeep (gas, maintenance, etc.)  
Clothing  
Personal Care Products (shampoo, cologne, etc.)  
Groceries  
Food Outside the Home (restaurant meals and carryout)  
Medical/Dental/Prescriptions  
Household Goods (hardware, lawn, and garden)  
Recreation/Entertainment  
Child Care  
Education (continuing education, classes, etc.)  
Charitable Donations  
Miscellaneous  
Total Expenses  
Remaining Income After Expenses
(Subtract Total Income from Total Expenses)
 

 

Share This Page

Contact Information

Photo of Mike Parker - CRS Real Estate
Mike Parker - CRS
HUFF Realty
60 Cavalier Blvd.
Florence KY 41042
859-647-0700