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Browse All Covington KY Between $400K - $500K Properties for Sale

$450,000
2 Beds 3 Baths 644816 MLS
What if you could have all the character of a historic Covington home without sacrificing a single modern convenience? This beautifully renovated brick townhome delivers exactly that, preserving its timeless charm while offering the comfort, style, and functionality today's buyers are looking for. Step inside and you'll immediately appreciate the soaring ceilings, gorgeous wide-plank hardwood floors, fresh paint, recessed lighting, ceiling fans, and an elegant marble mantel that anchors the living room. The thoughtfully updated kitchen features rich wood cabinetry, attractive tile backsplash, stone countertops, updated appliances, and a gas range, while the formal dining room offers the perfect space for everything from weeknight dinners to holiday gatherings. A convenient first-floor half bath completes the main level. Upstairs, both spacious bedrooms are true private suites, each with own adjoining bath. The luxurious primary suite offers an oversized walk-in closet with a custom organization system, second-floor laundry, and a stunning spa-inspired bath featuring a floating vanity, LED-lit mirror, marble flooring, and an oversized tiled shower. The second suite includes brand-new carpeting and a beautifully updated bath with tile flooring and a tub/shower combination. Behind the scenes, you'll appreciate thoughtful upgrades like a tankless water heater for endless hot water and a roof replaced in 2019. Outside, unwind in your private, fully fenced backyard complete with a concrete patio, an ideal spot for morning coffee, entertaining friends, or relaxing after a night on the town. And speaking of location-you're just steps from Braxton Brewery, Hotel Covington, boutique shopping, local restaurants, coffee shops, and everything that makes Historic Covington one of Northern Kentucky's most desirable neighborhoods. You're only minutes from downtown Cincinnati and the expressway. Historic character. Modern luxury. An unbeatable location. This is one you must see!

128 W 10th Street, Covington

$440,000
6 Beds 6 Baths 644719 MLS
Rare opportunity to own a townhome-style, side-by-side duplex built in 1996--newer than many Northern Kentucky multi-family properties--with private decks overlooking Holmes High School's brand-new softball stadium! Perfect for owner-occupants looking to offset their mortgage with rental income or investors seeking a well-maintained property with long-term upside. Each spacious 3-story unit offers approximately 1,568 sq. ft., 3 bedrooms, 2 full baths, 1 half bath, a gas fireplace, attached 2-car garage, private entrances, private deck, in-unit laundry, separately metered gas, electric & water, and separate HVAC systems. Additional driveway and street parking provide added convenience. Built with a low-maintenance brick and vinyl exterior, this meticulously maintained property features major updates including roof (2019), HVAC systems (2019), R-60 attic insulation, newer appliances (approx. 2-3 years), and carpet (approx. 2 years). One unit is vacant and move-in ready, while the occupied unit has been leased to an excellent long-term tenant for approximately six years. Current rent is intentionally below today's market, creating an outstanding opportunity for future income growth. Enjoy your morning coffee overlooking the ballfield, then spend your evenings taking in spectacular views of Cincinnati's annual WEBN Fireworks from your private deck. Properties offering this combination of size, condition, flexibility, location, and unforgettable views rarely become available. No HOA! Conveniently located just minutes from Downtown Cincinnati, Covington, Newport, shopping, dining, entertainment, and major interstates. Don't miss this exceptional opportunity!

2041 Franklin Street, Covington

$425,000
3 Beds 3 Baths 644397 MLS
100 percent Financing Available Through USDA/Rural Housing! Why wait to build when you can move in now? This beautifully maintained Preston floor plan by Fischer Homes located in the desirable Villages of Decoursey community in Covington, KY offers the benefits of newer construction without the wait. Featuring step-free ranch living and thoughtfully designed for multigenerational living, this move-in-ready home combines accessibility, flexibility, and modern finishes in one exceptional package. The bright open floor plan is filled with ample natural light, highlighted by tray ceilings, recessed lighting, and a stunning custom-built fireplace creating a warm focal point for everyday living and entertaining. A private first-floor study with French doors provides the ideal space for working from home, studying, or creating a quiet retreat. The chef's kitchen features stainless steel appliances, an oversized serving island with pendant lighting, abundant workspace, and seamless flow into the main living areas--perfect for entertaining guests or gathering with family. The primary suite offers a comfortable retreat with walk-in closets, an attached private bath featuring dual vanity sinks, and a shower/tub combination. A convenient first-floor laundry room enhances the ease of single-level living. The finished walkout lower level dramatically expands the living space and includes an additional en-suite bedroom with full bath and walk-in closet, making this home ideal for multigenerational living, guests, teenagers, or extended family. Abundant storage space adds even more functionality. Outdoor living shines with a welcoming covered front porch, a deck overlooking the wooded backyard, and beautiful tiered garden beds creating both privacy and enjoyment. Conveniently located a short drive from parks, grocery stores, restaurants, shopping, and everyday amenities, this home delivers step-free living, modern design & multigenerational flexibility.

10494 Fairbourne Drive, Covington

$410,000
2 Beds 2 Baths 643632 MLS
Welcome to this beautifully updated duplex nestled in one of Covington, Kentucky's most sought-after historic neighborhoods. Where charm meets modern convenience. Whether you're an investor or a first-time buyer looking to offset your mortgage, this property delivers the perfect house-hack opportunity. Both units have been updated with fresh finishes, modern fixtures, and move-in ready interiors that honor the character of the neighborhood while meeting today's lifestyle demands. One unit is currently vacant and ready for immediate owner-occupancy, live in your own space while your tenant helps cover your mortgage. It's homeownership that pays you back. Location is everything, and this property delivers. Situated just minutes from the new IRS Development Site -- one of the most significant economic drivers coming to the greater Cincinnati region -- this address is positioned for long-term appreciation. BUT also just a short stroll from everything that makes Covington legendary: MainStrasse Village, , craft Braxton, Wenzel, shops, and the scenic Covington Riverwalk with views of the Cincinnati skyline. Commuters will love the easy highway access connecting you to downtown Cincinnati, Northern Kentucky. With strong rental demand, a thriving local economy, and a neighborhood that only continues to grow in desirability, this duplex checks every box. Live smart. Build wealth. Own a piece of Covington's history! Set up a showing today.

218 W 5th Street, Covington

$499,000
3 Beds 3 Baths 643435 MLS
Experience urban living at its finest at 11 East 9th Street in the heart of Covington. Completely re-imagined and beautifully renovated, this 4 story townhouse offers the perfect blend of modern design, flexible living space, and an unbeatable location. The main level features bright living spaces that flow seamlessly, creating an ideal setting for everyday living. Crisp finishes, thoughtful updates, and abundant natural light give the home a clean, contemporary feel throughout. With three bedrooms spread across 2 upper levels, the floor plan offers exceptional flexibility. Whether you need additional bedrooms, a dedicated home office, media room, fitness space, or guest accommodations, this home can easily adapt to your lifestyle. Ample storage space in both the basement and upper level adds functionality rarely found in urban townhomes. The true showstopper is the private rooftop balcony. This incredible outdoor space provides the perfect setting for morning coffee, evening cocktails, or simply enjoying the city views. Opportunities for private outdoor living like this are rare in an urban setting. An added bonus is the included off street parking space, providing convenience and peace of mind in this highly walkable downtown location. Located just steps from Madison Avenue's restaurants, shops, and entertainment, and only minutes from downtown Cincinnati, you'll enjoy the best of Covington right outside your door. A rare opportunity to own a move in ready townhouse with modern finishes, flexible living space, off street parking, abundant storage, and exceptional outdoor amenities in one of Northern Kentucky's most vibrant neighborhoods.

11 E 9th Street, Covington

$499,000
3 Beds 3 Baths 643433 MLS
Experience urban living at its finest at 9 East 9th Street in the heart of Covington. Completely re-imagined and beautifully renovated, this 4 story townhouse offers the perfect blend of modern design, flexible living space, and an unbeatable location. The main level features an open layout with bright living spaces that flow seamlessly into the kitchen and dining area, creating an ideal setting for everyday living and entertaining. Crisp finishes, thoughtful updates, and abundant natural light give the home a clean, contemporary feel throughout. With three bedrooms spread across multiple levels, the floor plan offers exceptional flexibility. Whether you need additional bedrooms, a dedicated home office, media room, fitness space, or guest accommodations, this home can easily adapt to your lifestyle. Ample storage space in both the basement and upper level adds functionality rarely found in urban townhomes. The true showstopper is the private rooftop balcony. This incredible outdoor space provides the perfect setting for morning coffee, evening cocktails, or simply enjoying the city views. Opportunities for private outdoor living like this are rare in an urban setting. An added bonus is the included off street parking space, providing convenience and peace of mind in this highly walkable downtown location. Located just steps from Madison Avenue's restaurants, shops, and entertainment, and only minutes from downtown Cincinnati, you'll enjoy the best of Covington right outside your door. A rare opportunity to own a move in ready townhouse with modern finishes, flexible living space, off street parking, abundant storage, and exceptional outdoor amenities in one of Northern Kentucky's most vibrant neighborhoods.

9 E 9th Street, Covington

$499,900
642677 MLS
Rare opportunity in the heart of Covington's highly desirable Mainstrasse Village! This beautifully furnished, character-rich multi-family property is currently operating as a successful short-term rental and offers exceptional flexibility for investors or owner-occupants alike. Unit 1 features a stunning first-floor 1-bedroom setup with a spacious living room, eat-in kitchen with stainless steel appliances, stackable laundry, large bedroom, full bath, and direct walkout access to a private courtyard. Unit 2 occupies the entire second and third floors, offering 2 bedrooms, 2 full baths, oversized living spaces, an eat-in kitchen with stainless steel appliances, and an incredible third-floor primary suite complete with a huge bedroom, sitting area, walk-in shower, and clawfoot tub. Overflowing with historic charm and thoughtfully designed throughout, this property is absolutely beautifully furnished, with furnishings available for purchase. Enjoy off-street parking with room to potentially add an additional space, plus a gorgeous courtyard perfect for entertaining. Located just steps from Mainstrasse's popular bars, restaurants, and shops... and only minutes from Downtown Cincinnati... This turnkey property offers location, style, and income potential. Adding even more value, the property includes a transferable, and permanent Zoning Change of Use permit that allows for Short Term Rental operation.. a highly sought-after approval in this area. Buyer will still need to obtain the required STR license.

910 Main Street, Covington

$440,000
2 Beds 3 Baths 639371 MLS
New Price - Exceptional Value with Skyline Views'' Welcome to a standout opportunity in the heart of Covington--where elevated city living meets comfort, style, and convenience just minutes from downtown Cincinnati. This spacious and uniquely designed home features soaring ceilings, expansive windows, and an open layout filled with natural light. The main living area creates an inviting atmosphere ideal for both relaxing and entertaining, seamlessly connecting to a modern kitchen with ample cabinetry and workspace. Designed for both everyday living and entertaining, this home offers seamless indoor-outdoor flow with a deck directly off the main living area, plus additional private decks off both the primary suite and second bedroom -- perfect for morning coffee, evening wine, or hosting with a view. One of the home's most desirable features is its dedicated media room--perfect for movie nights, game days, or creating your own private retreat. Whether hosting guests or enjoying a quiet evening in, this flexible space adds a level of comfort and versatility that sets this property apart.. Upstairs, the primary suite provides a peaceful escape with generous proportions, a walk-in closet, and a well-appointed ensuite bath. Additional bedrooms offer flexibility for guests, home office space, or personal use. Enjoy the convenience of an attached garage--an increasingly rare find in this location--along with low-maintenance living that allows you to spend more time enjoying everything the area has to offer. Located within walking distance of MainStrasse Village, Devou Park, and minutes away from the riverfront and downtown Cincinnati, this home delivers the perfect blend of urban access and neighborhood charm. Whether you're looking for a full-time residence or a stylish city retreat, this property offers exceptional value in one of Northern Kentucky's most connected locations. Don't miss your chance to own a home that combines space, style, and location and price

728 Western Avenue, Covington

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Between $400K - $500K Covington Real Estate

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