Gallatin KY 2500+ Sq. Ft. Real Estate, Homes, Condos for Sale

The Payne House: A Legacy of History, Reimagined for Today Step into living history with this exceptional 1922 Greek Revival estate. Built by John Payne, a veteran of the War of 1812, The Payne House is not just a residence--it is a one-of-a-kind masterpiece where centuries of character meet 21st-century luxury. Situated on 1.2 acres of serene riverfront, this property has been restored with an unwavering commitment to its architectural roots while integrating every modern convenience. Inside, discover a seamless blend of past and present. The kitchen is a testament to thoughtful design, featuring custom cabinetry, luxurious leathered granite countertops, and a massive island. A stunning focal point is the custom range hood, meticulously crafted from the home's original timber. Throughout the house, history has been honored; the original kitchen fireplace, once hidden behind drywall for years, has been restored to its former glory, showcasing its original mantel. The primary suite serves as your private sanctuary, offering floor-to-ceiling windows with picturesque views of the river and private grounds. The original hardwood floors are currently protected by carpet, the adjoining room has been transformed into a spa-like retreat, boasting a massive walk-in shower and a spectacular, oversized closet. This is more than a home; it is a rare opportunity to own a piece of heritage, fully prepared for the future. Home also features an apartment which would be perfect for a mother-in-law suite, small business, teenage retreat or an extra income producer. It does not have full kitchen appliances but does feature a full bath.

403 E High Street, Warsaw

$330,000

644372 MLS

If you've been looking for a unique commercial property with endless possibilities, this is one you won't want to miss! Offering approximately 3,700 square feet, this historic building is full of character and ready for its next chapter. Whether you've dreamed of opening a restaurant, creating a boutique, designing an inviting office space, or bringing another business idea to life, this property provides the flexibility to make it happen. Inside, you'll find three spacious rooms on the main level, two large rooms on the second floor, and an expansive third-floor space that could be transformed to fit your vision. The rear rooms overlook a peaceful river view, while the beautiful Ohio River and a scenic park are just a short walk away. Located in the heart of Warsaw's business district, this building dates back to the 1800s and showcases the timeless charm and architectural character that only a historic property can offer. It's a rare opportunity to own a piece of history while creating something truly special.

102 W High Street, Warsaw

$550,000

4 Beds ⋅ 3 Baths ⋅ 643770 MLS

Space, Privacy, and the Perfect Backyard Retreat! Welcome home to nearly 4,000 square feet of comfortable living, perfectly situated on 2.98 beautiful acres just minutes from the expressway--offering the ideal balance of convenience and peaceful country living. This spacious brick ranch features 4 generously sized bedrooms, 3 full bathrooms, and a full finished walkout basement--giving you room to spread out, relax, and entertain with ease. Step outside and you'll fall in love with your very own backyard oasis. An impressive 18x36 inground pool, covered deck, and expansive outdoor entertaining space make this home perfect for hosting gatherings, summer cookouts, or simply unwinding at the end of the day. Inside, you'll find even more to love with a walk-in safe that doubles as a storm shelter for added peace of mind, large unfinished basement area offering exceptional storage or is ready to be finished to your desire, a newer roof for added value and confidence, a two-car garage plus a workshop--ideal for hobbyists or DIY enthusiasts. The fenced backyard is perfect for pets, play, or added privacy--making this property as functional as it is inviting. A rare opportunity to enjoy space, versatility, and a home designed for both everyday living and memorable moments.

715 Heritage Drive, Sparta

$489,900

643153 MLS

Looking for a store or restaurant with apartment space above? The Glencoe General Store is for sale! This unique mixed-use opportunity combines a fully renovated commercial space with an income-producing residential apartment in the heart of Glencoe. The first floor underwent a complete rehab in 2018-2019, while the second floor was completely renovated in 2024. Major improvements include all-new utility systems and a new roof, providing peace of mind for years to come. The commercial space is well-suited for a restaurant, café, deli, market, retail store, or other business venture, featuring a kitchen and prep area, expansive storage space, and a deep-freezer room to support a variety of operations. A large parking lot provides convenient customer access, while covered outdoor patios and gathering spaces create additional seating and entertaining opportunities. The rooftop deck offers a unique space for dining, events, or relaxation.The beautifully updated upstairs apartment features 2 bedrooms, 1 full bath, a dedicated office, and comes fully equipped with a refrigerator, dishwasher, microwave, washer, and dryer. Currently generating $1,300 per month in rental income, it offers immediate income potential for a new owner. Rare opportunity to own a beautifully restored landmark property with modern updates, multiple revenue streams, ample parking, and endless possibilities for business, investment, or a live-work lifestyle.

104 S Main Street, Glencoe

$449,900

3 Beds ⋅ 2 Baths ⋅ 641937 MLS

Waterfront Living with Private Dock! This Home Features, 3 Bedrooms, 2 Bathrooms, Upgrades Throughout, ALL NEWER - Covered Deck, Roof, Siding, Gutters, HVAC, WH, Electric Panel, Additional Parking Added. Premier 29'x34' Covered Dock with Composite Decking, 2 - 10'x30' Slips, & Boat Lift. A Short Boat Ride through Craig's Creek Leads Out to the Ohio River, Markland Dam, Belterra Casino & Resort, Smuggler's Cove Marina, & Sunset Grill. Vacation Home, Primary Residence, AirBnB - You Make the Choice!

280 Fogg Road, Sparta

$650,000

5 Beds ⋅ 4 Baths ⋅ 640507 MLS

Spacious & versatile 5 bedrm, 4 ba step free ranch home designed for multi-generational living, situated on two wooded parcels totaling 4.53 private acres with the potential to split for a second home. Estimated sq feet 4,642 & accessible ramp from garage. This wheelchair-accessible property offers an impressive 7-car garage setup, detached garage/barn w/concrete flooring & insulation storage cooler ideal for processing deer or other game. Detached garage/barn could hold 5 cars an or equipment with the option to add 3 horse stalls. The main level features 10-foot ceilings, an open living room with a gas fireplace, formal dining rm, study/office & safe for storage, eat-in kitchen w/tile flooring & counter bar, all appliances stay including the 2nd refrigerator in the garage, a bright four-season enclosed rm, and convenient first-floor laundry. The spacious primary suite includes a private walkout to a quiet sitting area, perfect for enjoying peaceful mornings. The finished lower level is designed for second living quarters, offering a second primary suite w/ full ba access, private walkout to a covered patio, family rm w/fireplace, wet bar area easily convertible to a second kitchen & dining space, plus multiple storage rooms suitable for additional rooms. The home features 6 walkouts providing seamless indoor-outdoor access to the two-tiered deck, covered patio, & fenced yard overlooking a private pond w/ fountain, deck, wooded views & abundant wildlife. Relax on the front covered porch & enjoy the tranquility of this rare acreage property offering privacy, space & flexible living options.Newer shingles on home & garage, updated heating & cooling in 2018, newer hot water heater in 2025. Electric all ready there for a home generator & newer aluminum fencing. Buyer to verify all data to their satisfaction. Photos,videos,marketing remarks & listing data are copyrighted intellectual property & may not be copied, scraped, republished, syndicated or used for AI Training

334 Mason Lane, Sparta

$319,000

3 Beds ⋅ 2 Baths ⋅ 639051 MLS

Tucked away in a peaceful wooded setting, this secluded home offers a truly unique floor plan with 2700 of living space.. The heart of this home is a huge open living room with soaring cathedral ceilings , fireplace ,and built in bookshelves. A sunken dining area , wood burning fireplace, flows into an open kitchen.. perfect for entertaining..Primary bedroom suite is a hugh retreat that features 2 sinks vanity and jetted tub along with walk in shower. METAL ROOF INSTALLED 2024, NEW GUTTERS AND GUTTER GUARDS IN 2025!!!!!!

3574 Sparta Pike, Sparta

$640,000

3 Beds ⋅ 2 Baths ⋅ 636613 MLS

46+ acres with the most spectacular Ohio River views! Private half-mile driveway, spacious home with stone fireplace, two 32x90 pole barns, abundant wildlife, and multiple building sites. One garage can be easily converted back to an apartment. Please Do Not Drive Up The Driveway Without an Appointment. Buyer to verify all information.

120 Hwy 127, Warsaw

$435,000

3 Beds ⋅ 5 Baths ⋅ 634908 MLS

Sprawling Cape Cod with Detached Garage on 3+ Acres! This Home Features Over 4,000 Finished Square Feet, 3 Bedrooms (All with Attached Baths), 4.5 Total Bathrooms, First Floor Master Suite with Jetted Tub & Tile Shower, Expansive Composite Deck Overlooks Fenced Backyard with Basketball Court & Firepit, Finished Lower Level with Huge Family Room & Walkout to Patio, Wet Bar with Pool Table Included, New Roof-Siding-Gutters, Covered Front Porch, 24x35 Oversized 2 Car Attached Garage, 30x60 Detached Garage with Concrete Floors & Electric!

300 Mason Lane, Sparta

$275,000

4 Beds ⋅ 3 Baths ⋅ 632888 MLS

Unique 2-story home with finished walkout basement. Private hillside setting with breathtaking views of the city of Warsaw and Ohio River, nestled on 2 acres. 3,684 sq feet. This spacious 4-bedroom, 3-bathroom home offers the perfect blend of comfort, style and serenity. Features and Highlights: *Finished walkout basement- Ideal for entertaining guest, or multi-generational living *New Flooring Throughout *Newer Roof, Furnace, Hot Water Heater *All new windows on lower level- UV protected for comfort and energy efficiency *Fresh Exterior Paint- Professionally painted with a 20-year guarantee *Large, beautiful deck for taking in the view. *Private Setting- Tucked away from it all, yet only minutes from local conveniences. *Approximately 4 acres, will need updated survey. Schedule your showing today!

438 Ky Hwy 455, Sparta

$625,000

5 Beds ⋅ 4 Baths ⋅ 631301 MLS

Rare opportunity to own this expansive Ranch home full of character, nestled on almost 6 acres. The main home features 3 bedrooms, with 2.5 bathrooms, attached spacious 2 car garage with a bonus room that could offer another bedroom and a beautiful home office. The kitchen boasts beautiful custom cabinets and stainless-steel appliances. This property offers not one, but two, well-kept garages, with concrete flooring and electric. The one, used as a workshop has ac and heat, and seller has offered to leave many extras with the garage! The second garage used for the storage of toys, offers a wood burning fireplace and a host of extras! As a bonus, a 2 bedroom, 1 bath apartment is attached to one of the garages- ideal for extended family or rental income! You do not want to miss this!!!! Call today for a showing!

40 Corda Lane, Ghent

$285,000

5 Beds ⋅ 2 Baths ⋅ 630527 MLS

Well maintained ranch style home on quiet street in the heart of Warsaw, within walking distance to the schools and parks. Main level has 3 bedrooms and 2 baths, open concept kitchen with eat in, and family room. The partially finished basement is complete with 2 bedrooms, a living area with walk out, its own kitchen area, and the possibility to add another bathroom. The back yard boasts a large fenced in, level yard, complete with a covered patio and a building for storage needs.

105 Lone Oak Street, Warsaw

$2,200,000

8 Beds ⋅ 12 Baths ⋅ 629816 MLS

Presenting the Opportunity of a Lifetime!! Here is the chance to own a historic luxury retreat on the banks of the Ohio River! This magnificent and unique estate would make a coveted private residence or continue the current tradition of operating a renowned, award winning, luxury Bed & Breakfast. Property is completely Turn-Key and comes fully furnished (even down to the silverware)! Boasting 7 Sumptuous Bedrooms & 9 Bathrooms in main house. You will also find a well appointed kitchen, conference room, billiards room with coffered ceilings & Living Room with a baby grand piano. Relax on front and back porches or the custom built, screened gazebo. The gazebo has cozy seating areas, dining area, an outdoor kitchen with granite counters and sweeping river views. This gorgeous River Front Estate sits on 6+ acres, includes a 6 car garage/events center and separate living quarters currently used by the Inn Keeper (This area could be rented out as a separate residence). Must see to fully appreciate all this fairytale property has to offer!! APPOINTMENT REQUIRED

85 Us Highway 42, Warsaw

$730,000

4 Beds ⋅ 4 Baths ⋅ 625849 MLS

Welcome home to this sprawling, beautiful ,one of a kind, 4 bedroom, 3.5 bath custom built brick 2 story on 6.55 acres. This home has so much to offer with wood floors, central vac, formal dining room, formal living room with 12 foot ceiling, kitchen with breakfast area, large great room with balcony and walk out to deck. Home also offers a tiered tray ceiling and hard wood floors in huge primary bedroom that adjoins primary bath with soaking tub, separate shower, and his/hers walk-in-closets. Finished attic area can be used as a sitting area, office , play room , library or sewing room. The full finished basement boasts of a game room , an entertainment wet bar room perfect for parties, an additional large bedroom , bathroom with shower, a true walkout to patio and custom garden area..Home also offers a detached garage with loft, wood working shop, additional bathroom and a 30 amp Rv hookup spot. Enjoy the awesome wrap around porch , backyard with trails and added chicken coop. Hurry, Dont let this one get away, call me today for a showing. All room sizes are approximate.

646 Heritage Drive, Sparta

$675,000

4 Beds ⋅ 4 Baths ⋅ 625232 MLS

Looking for convivence, privacy and recreational all in one? You have found it! 27 Acres with a gorgeous 4 bed 4 bath 2 car garage home that has a New Roof, New Gutters, New Siding, New Windows and Geothermal AC/Heat that is 8yrs new! Primary Bedroom and Laundry located on the first floor for no step living on the main level! Large, just stained, deck and covered patio to take in the beautiful, wooded view that overlooks your 27 acres of peaceful land full of wildlife and fruit trees! Finished walkout basement is perfect for entertaining and includes a large bonus room as well as unfinished space for storage. Don't miss this amazing opportunity. Just 5 minutes from the highway, and only 25 minutes to Florence Area. Schedule your private tour today!

4280 Dry Creek Road, Sparta

$930,000

5 Beds ⋅ 4 Baths ⋅ 624438 MLS

Country Paradise awaits you with this custom-built home on 60+/- acres. Insulated Concrete Form built home, 10x stronger than a framed built home & energy efficient! Includes barn and pond. This 5 bedroom home offers over 4,400sf of living space, hardwood floors, & lots of details. Impressive 1st floor primary suite with walk-in closets w/ organizers, walkout to covered deck, plus adjoining designer bath w/ tub & shower. Open living room features vaulted ceilings, floor to ceiling stone fireplace, hardwood floors & walkout. Finished basement features huge family room, full wet bar, billiards room, wood stove, & walkout to private covered patio. Study, storage rooms, 3.5 bathrooms. Endless possibilities with this property with more features than can be listed. **This property was originally being marketed as the house & 220+/- acres. The final sale ended up being the house and only 60 acres.**

5755 Ky Hwy 455, Sparta

$479,900

4 Beds ⋅ 1 Baths ⋅ 623826 MLS

If you are looking for your waterfront dream, here it is!! This incredible architect designed home sits on Craigs Creek Lake which has direct access to the Ohio River. This home has been updated top to bottom! A brand new roof was just installed and the garage has just had new siding put on. The open concept plan has been designed to maximize the incredible views of the water! The kitchen has beautiful granite counters and stainless steel appliances. All the baths have been updated. The outside is where the fun is at! The sellers have installed a beautiful stamped concrete patio with a hot tub that remains. The patio leads to the trex walkway to your own private dock and boathouse with a lift. You are literally minutes to KY Speedway, Belterra, and I-71. Truly a rare find!

129 Bluffside Drive, Sparta

$280,000

5 Beds ⋅ 4 Baths ⋅ 618767 MLS

Looking for the ultimate waterfront retreat? Look no further than this 5 bedroom, 3.5 bathroom home with a new metal roof*Breathtaking views & plenty of space for family & friends, this property offers the perfect blend of relaxation & entertainment*The property features its own private boat launching ramp, where you can set sail, swim, or simply soak up the sun on the waterfront*The large outdoor space is perfect for entertaining, with plenty of room for a barbecue or gathering around a fire pit on cool evenings*Inside, the home's ready for your personal touches*The main living room boasts high ceilings, stunning water views & a cozy fireplace*The open kitchen is equipped with stainless steel appliances, wood cabinets & a breakfast bar*The 5 bedrooms are each designed with comfort & privacy in mind*Additional features of this amazing home include a billiards room, family room & wrap around deck*Great opportunity to own your very own waterfront oasis*Direct access to the Ohio River via Craigs Creek*Loads of parking*City water & Septic*Spectacular View.

399 Hillandale Drive, Warsaw

$550,000

3 Beds ⋅ 4 Baths ⋅ 616442 MLS

Welcome to this charming countryside retreat*28.7860 total acres nestled in the rolling hills within minutes of the expressway*Custom built ranch floorplan with 3 bedrooms & 3.5 bathrooms offers generous accommodations*Open main living space features rich hardwood floors & a cozy corner gas fireplace*Split bedrooms allows for privacy in the Primary Suite with large walk-in closet & adjoining primary bathroom*Massive finished lower level with a full bathroom, loads of storage & a full walk-out*Expansive covered front porch offers endless relaxation*Oversized 2 car attached garage*Detached garage provides ample space for farm or yard equipment & RV storage*Relish in the serenity of open spaces & matures trees*Nature lovers & outdoor enthusiasts will revel in the possibilities this property presents*It's a chance to cultivate a life enriched by the beauty & authenticity of rural living*The entire property has been lovingly maintained*Don't miss your chance to make this well-preserved property your own & continue the tradition of continuing its legacy for years to come.

5196 Knox Lillard Road, Sanders

$592,500

5 Beds ⋅ 4 Baths ⋅ 616420 MLS

Welcome to this piece of history Circa 1842 fully renovated and restored home. Where southern charm and all modern opulence abound. Unparalleled amenities 5 bedrooms, 4 baths, 2 kitchens , quartz countertops 2 laundry rooms. Floor to ceiling windows, 7 historic fireplaces pocket doors .amazing woodwork, elegant oversized foyer the perfect space for private living quarters on either side of this home , large front porch with an upstairs balcony with Ohio River views. Centrally located to Louisville, Lexington, Cincinnati and minutes from the new Gallatin County Regional Airport Belterra

301 2nd Street, Warsaw

$180,000

3 Beds ⋅ 3 Baths ⋅ 616399 MLS

Beautiful historic home on corner of Main & 3rd in Downtown Warsaw. 3 Large bedrooms, 40x50 Barn and large workshop w/ electric, heat and water. Wood floors, crown molding, high ceilings, 5 fireplaces, stained glass windows and lots of character. Commercial and residential opportunities.

113 W Main Street, Warsaw

$315,000

3 Beds ⋅ 2 Baths ⋅ 614202 MLS

HUGE price improvement! Welcome to your spacious country retreat, where charm meets tranquility! This beautiful 3-bed, 2-bath home sits on nearly 2.5 acres of picturesque land. Step inside to two gorgeous fireplaces in the living areas, where cozy evenings are guaranteed. The generous primary suite is flooded with natural light, looking out onto your outdoor oasis. Don't miss this well-located property, come see it today!

3574 Sparta Pike, Sparta

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