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$140,000
3 Beds 1 Baths 636629 MLS
This home qualifies for renovation loan financing, which allows buyers to finance both the purchase price and the cost of updates in one mortgage. Renovation loans can cover a wide range of projects—from cosmetic updates to larger repairs—and the home is appraised ''as completed,'' giving you the ability to borrow against the improved value. With down payment options as low as 3-3.5 percent (depending on program), this is a great way to customize the home to your style while building equity right away. Ask your lender about available renovation loan programs and eligibility. The property itself is a 3 bed, 1 bath ranch with approx. 1,250 sq ft, featuring a spacious living room with stone fireplace and bay window, an eat-in kitchen that opens to a covered deck and breezeway, a full walk-out basement, and a 2-car garage. With the right vision and improvements, this home offers tremendous potential! Images of renovation artificially created

4370 Oliver Road, Independence

$540,000
4 Beds 3 Baths 636623 MLS
STUNNING and tastefully done Grandin Coastal plan by Fischer Homes in Meadow Glen, includes many recent upgrades completed by owner. Situated in the cul-de-sac of a quiet neighborhood, this nearly brand new home features 4 bedrooms, oversized 3 car garage, soaring 2-story family room, serene views from the deck and a walk-out basement. Primary bedroom with adjoining bathroom includes a double vanity, garden tub, shower and a large walk-in closet. Naming just a few upgrades to include Quartz countertops, maple cabinetry, upgraded FORNO 5-burner gas range, FORNO refrigerator, additional closet shelving, and a whole home water purification system. Current owner has also upgraded the basement with walkout with French doors, additional storage, and also added additional outlets and a breaker to the 10 foot oversized 3 car garage-creating a fantastic workplace for home hobbies. This home is move-in ready, occupancy at closing and includes a transferable Fischer Home structural warranty.

9947 Meadow Glen Drive, Independence

$325,000
4 Beds 3 Baths 636589 MLS
100 percent Financing Available Through USDA/Rural Housing! This custom-built home offers flexibility and space, perfectly set up for multi-generational living. With 2 kitchens, it's move-in ready as-is, or could easily be converted back to create a potential 4th bedroom. The layout features an open floor plan with ample natural light and beautiful Kentucky views of rolling green hills and woods. The owner's suite includes an attached bath with a huge jetted tub and separate shower. Exterior highlights include multiple covered and uncovered decks, an oversized driveway and garage, a storage shed, and landscaping with mature trees that has been beautifully maintained. This property combines space, privacy, and versatility—ready to be your forever home.

5238 Belle Drive, Independence

$260,000
3 Beds 2 Baths 636585 MLS
Lovely home in Independence! Great location near restaurants, stores, gas and interstate access. This home as 3 bedrooms and large full bath on the first level. The bathroom has a new bathtub! Newer hardwood floors elevate the living room, dining room and spacious kitchen with pantry. The dining area walks out to a big deck that overlooks a large fenced back yard. The lower level features luxury vinyl plank flooring and a cozy fireplace. You'll also find a convenient half bath with laundry area on the lower level. The lower level walks out to a large garage with plenty of storage space. This home has a water softening system that will convey with the property as well as the Ring Security System. Washer/dryer and garage fridge will stay!

764 Cox Road, Independence

$295,000
3 Beds 2 Baths 636513 MLS
USDA eligible! Qualified applicants with zero money !!! Ready for you! This turnkey brick ranch in the heart of Independence offers an open-concept living room with cathedral ceilings and a spacious entryway with closet. The home features 3 bedrooms and 2 full baths on the first floor, including a primary suite with walk-in closet. Beautiful LVP kitchen and great room flooring. The kitchen comes fully equipped, and all appliances—including washer and dryer—stay. The full unfinished basement spans the entire home, providing plenty of storage or the perfect play area. Also a rough-in for a bathroom. The home offers a two car garage for parking and storage. Outside, you'll love the fenced, level backyard, complete with a brand new rear deck and storage shed. Recent upgrades include new siding, a new roof, and the new deck, giving you peace of mind for years to come. Seller is also including a home warranty with ACHOSA. Don't miss your chance to own this move-in ready home!

10340 Calvary Road, Independence

$238,000
3 Beds 1 Baths 636456 MLS
Absolutely adorable! Nestled on a quiet cul-de-sac with a park-like view, this move-in ready brick ranch home backs to a stocked catch-and-release pond—your own private retreat. Inside, the kitchen shines with white cabinetry, granite countertops, stainless steel appliances, and hardwood floors that flow through the kitchen, breakfast, and living areas. With no-step living, a fenced backyard, and bonus storage from both a new shed and walk-up attic, this home blends style, function, and comfort. Plus, enjoy community perks including an updated pool, tennis courts, and clubhouse. Conveniently located just minutes from I-75, this is a smart alternative to renting and a chance to own something truly special.

1079 Birch Tree Lane, Independence

$535,000
5 Beds 4 Baths 636432 MLS
Fresh paint, and a deep clean have this 3 year old home looking like new again! Discover abundant space and breathtaking views in this expansive true 5-bedroom, 4-full bath home built in 2022. Designed for both comfort and style, the home features custom flooring, an open-concept kitchen/dining area, and a dramatic two-story living room bathed in natural light. Enjoy serene, panoramic views of the stocked community pond from your custom deck—perfect for morning coffee or evening relaxation. A dedicated home office provides the ideal setup for remote work, while the spacious lower level offers a large family room, generous storage, and an option for a 6th bedroom or versatile flex space. With its thoughtfully designed layout, oversized living areas, and picturesque surroundings, this move-in-ready home is perfect for entertaining, everyday living, and everything in between.

1427 Rosewynne Way, Independence

$350,000
3 Beds 4 Baths 636357 MLS
USDA-NO MONEY DOWN for Qualified Purchaser. Incredible Residence Boasting 3 FIN Levels w/APPROX 2,300 SQ FT! Fabulous 3 BDRM, 4 Bath, 2 Car Garage, FIN LL, Quality Built Home Superbly Situated on Beautiful, Level Homesite/Spectacular Private Setting, Gazebo, Expansive Deck, Firepit, + Remarkable, Radiused Patio/Split Rail Fencing/True Paradise Designed for Entertaining/Covered Front Porch to Welcoming 2 Story Entry/Inviting Great RM w/Luxury Vinyl Flooring, Gas Fireplace, + Single French Patio Door Walkout to Deck/Fully Equipped KIT w/New Appliances on Order, Luxury Vinyl Tile Flooring, Backsplash, Breakfast Area, Counter Bar, & Gorgeous Bay Window Overlooking Amazing View/Delightful DNR w/Luxury Vinyl Flooring & Chair Rail/1ST FL Study w/French Doors & Double View Window/2ND FL Laundry/Fabulous Primary Suite has Tray Ceiling, Adjoining Full Bath w/Double Bowl Sinks, Whirlpool Tub, & Separate Shower, + Large 6x6 Walk-In Closet w/Closet Organizers/Generously Sized BDRMS w/Ceiling Fans w/Light Packages/Plushly FIN LL w/REC RM, New Carpeting, Huge Bar, Recessed Lighting, 1/2 Bath, & LG Storage Area/Lots of Natural Light/Neutral Decor/Upgraded White WDWK/COMMUNITY POOL/ + MUCH MORE!

732 Stablewatch Drive, Independence

$163,600
3 Beds 2 Baths 636297 MLS
NO MONEY DOWN!!! USDA Loan Available This home offers approximately 1,160 square feet of living space with three bedrooms and two bathrooms. The layout is designed to be spacious, providing ample room for comfortable living. Stainless steal appliances stay as well as the washer and dryer. The primary bedroom, along with the two additional bedrooms, offer privacy and comfort. The open staircase creates a sense of openness and flow throughout the living spaces. A wood burning fireplace serves as a cozy gathering point, creating a welcoming ambiance. The seller has updated the bathrooms, replaced the roof in 2024 and added the paver patio as well as new windows. (excluding the 2 back windows on the 1st floor.) The home is a townhome, providing a unique living experience with the benefits of shared common areas and community amenities. The fenced backyard offers a private outdoor space for relaxation or recreation. The location is convenient, with easy access to nearby shopping and Beechgrove Elementary. Make sure to ask you lender about a USDA Loan!

4320 Cobblewood Court, Independence

$250,000
3 Beds 2 Baths 636096 MLS
100 percent Financing Available Through USDA/Rural Housing & KY Housing! This immaculate home sits on a quiet cul-de-sac lot just a short walk from Glenhurst Park. Featuring a soaring cathedral ceiling, open floor plan, and ample natural light, the layout offers both style and functionality. The interior showcases neutral décor, maintenance-free flooring, and an oversized owner's suite with a huge walk-in closet and private bath. The kitchen comes fully equipped as all appliances stay, including washer & dryer. Enjoy the outdoors from the covered deck overlooking a fenced yard surrounded by mature landscaping. This move-in ready home combines affordability with convenience—an opportunity you won't want to miss!

594 Cutter Lane, Independence

$363,000
3 Beds 3 Baths 636062 MLS
Beautifully maintained one-owner home in the desirable Claiborne community with pool access! Featuring 3 bedrooms, 2.5 baths, and a 2-car garage, this 2-story offers an open floor plan with a loft office and finished lower-level flex space. The basement is a walkout to a concrete patio and includes a rough-in for a future bathroom in the unfinished section—adding great potential for expansion. Pride of ownership shines with major updates: new roof & gutters (Kelly Brothers, 2022), HVAC & whole-house humidifier (2022), tankless water heater (2023), kitchen appliances (2019/2020), composite deck (2020), plus new flooring, paint & tile throughout. Light-filled rooms with floor-to-ceiling windows create a warm, inviting atmosphere. Relax on the welcoming front porch or entertain on the large deck overlooking lush trees. Recently professionally cleaned & exterior pressure washed, this home is truly move-in ready! Fantastic location—minutes to downtown Cincy, the airport, NKU, shopping & dining. A sought-after neighborhood with community pool and great schools makes this home a rare find!

745 Stablewatch Drive, Independence

$395,000
4 Beds 4 Baths 635961 MLS
USDA Eligible for qualified buyers-That's ZERO money down! Welcome to this beautiful two story home offering 4 spacious bedrooms, 3.5 bathrooms and over 3000 sq ft of space. Step inside to gleaming hardwood floors in the kitchen and living room that set the stage for the open and inviting main level. Designed for both everyday living and effortless entertaining, you will find a cozy family room, formal dining room, convenient first floor laundry, and an oversized two-car garage. The kitchen flows seamlessly to the oversized back deck-perfect for family time around the firepit or hosting gatherings. Upstairs, the primary suite is a true retreat with soaring cathedral ceilings, a spacious layout, and a spa-like bath featuring a garden tub for relaxing soaks. The finished walk-out basement adds even more living space which is ideal for movie nights. Step outside to your private backyard oasis complete with an inground pool and hot tub. You will never want to leave home. Located in desirable Shadybrook, you will also enjoy a neighborhood park and a just minutes from shopping, dining, NKU, and CVG airport. Don't wait, schedule your showing today.

722 Stevies Trail, Independence

$648,000
5 Beds 4 Baths 635914 MLS
Immaculate custom-built, brick-wrapped home located on a quiet cul-de-sac in sought-after Shaw Estates! This spacious 5/6-bedroom home features an oversized 3-car garage, soaring 2-story great room with floor-to-ceiling windows, and gleaming marble floors on main floor. The open floor plan includes a gourmet kitchen with granite countertops, tiled backsplash, stainless steel appliances, and a sunny morning room. The 1st floor owner's suite offers tray ceilings, a soaking tub, custom tiled shower, and dual vanities. Additional main level highlights include a study/workout room and elegant French entry doors. Upstairs bedrooms have convenient Jack & Jill bath access. The finished walkout lower level is perfect for entertaining—complete with high ceilings, a massive rec room, wet bar, billiards area, 2 additional bedrooms, and a full bath. Relax in the Hot Springs hot tub or enjoy the energy-efficient geothermal HVAC. Custom built-ins, recessed lighting, and ample natural light complete this incredible home!

3531 Finnell Court, Independence