1,848 Florence KY Under 600K

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$204,999
641132 MLS
The duplex that pays you back -- priced with the inspection already in mind. This duplex offers immediate income potential with two units generating a combined monthly rent of $1,840. Let's do this differently. This property has gone under contract twice, but didn't close. So here's the whole story before you ever book a showing: this is a solid circa-1950s duplex. We have done substantial work to solidify roof and water drainage on back of house. The foundation has been inspected and is solid. The finding: normal wear and tear consistent with the age of the structure. No structural failure. (Full documentation handed to any serious buyer on day one.) Now the good part: You can live for around $500 a month. The 2-bedroom unit is on the main floor. The separate entrance 1-bedroom unit is above. Both occupied, both renting under market. Options: Move into the upstairs unit, bring the downstairs to the going Erlanger rate of roughly $1,200-1,250, and your tenant covers nearly your entire payment. On an FHA loan at 3.5 down, that's an out-of-pocket housing cost around $450-500 a month. (At current rents of 1000 downstairs, you're still only 700 out of pocket each month). Renting a comparable one-bedroom in Erlanger costs twice that and buys you nothing. Here, someone else pays your mortgage while you build equity over time. Or, in a few years, you can move out, lease both units at market, and the building pays you instead. This is a value-priced, cash-flowing building for a buyer who can see past old-house bones to young cash flow. At $222,000 that's $111,000 per door, in a city where the median single-family home lists north of $400,000. Minutes from I-71/75, I-275, and CVG. 14 Locust Street. The best deal you can find in Erlanger today.

14 Locust Street, Erlanger

$204,500
3 Beds 2 Baths 644860 MLS
Beautifully renovated 3-bedroom, 2 full bath home in the heart of Newport, just minutes from downtown Cincinnati! This move-in-ready home features a bright open layout, updated kitchen with granite countertops, modern cabinetry, and stainless appliances, plus stylish finishes throughout. Enjoy spacious bedrooms, updated bathrooms, and fresh modern design that blends character with contemporary comfort. The large kitchen island and open living areas make this home perfect for entertaining. The location is unbeatable -- walk to shops, restaurants, and entertainment along Monmouth Street, and enjoy being just minutes from Ovation, Newport on the Levee, and the Ohio Riverfront. From the front yard you can even see the Great American Building, and enjoy spectacular fireworks views right from your own yard. Whether you're commuting downtown, enjoying Reds or Bengals games, or exploring the vibrant Newport riverfront, everything is just moments away. A rare opportunity to own a fully renovated home in one of Northern Kentucky's most walkable and exciting locations.

1019 Orchard Street, Newport

$200,000
646210 MLS
This 7.33+/- acre tract sits on Ryle Road, just off Beaver Road, in Boone County, Kentucky. It is a straightforward building lot, carrying 430+/- feet of road frontage along Ryle Road, with electric service already available at the road. The property is located approximately a half mile from the Ohio River, placing it within the stretch of Boone County shaped by the river's presence. The property falls within Boone County Schools, the county's public school district. The location fits a move from the city onto acreage while staying connected to the region. Union, Kentucky is about 8 miles away, Walton is about 11 miles out, and Florence, Kentucky covers larger shopping and dining needs at roughly 15 miles. Dry Ridge is about 23 miles away, and Cincinnati, Ohio is roughly 26 miles out. Cincinnati/Northern Kentucky International Airport (CVG) in Hebron is approximately 11 miles away, keeping air travel close at hand. Lexington, Kentucky is about 71 miles out, and Louisville, Kentucky sits roughly 84 miles away, both reachable for day trips or occasional travel. Recreation and attractions are close by as well. The Dr. Norman and Martha Adair Wildlife Management Area, a 635+/- acre public tract managed by the Kentucky Department of Fish and Wildlife Resources, offers deer and turkey hunting under statewide seasons across forested, rolling bottomland terrain. Big Bone Lick State Historic Site sits nearby, known as the Birthplace of American Paleontology for its Ice Age fossil discoveries, with hiking trails, a nature center, and local history. The Rabbit Hash Ferry connects the historic river village of Rabbit Hash, Kentucky to Rising Sun, Indiana, and the Ark Encounter in Williamstown is about 28 miles away. This is a clear, buildable 7.33+/- acres with real road frontage and electric at the road, in a location that trades city density for space and quiet while keeping practical access to Cincinnati, Northern Kentucky, and the wider region.

12252 Ryle Road, Union

$200,000
2 Beds 1 Baths 645974 MLS
Welcome to 1311 Hazen Street! This two bedroom/1 bathroom home has been updated and is ready for a new owner to enjoy! The covered front porch welcomes you into the first floor of the home, completely with laminate plank flooring throughout. The updated kitchen features chestnut colored maple cabinetry, stainless steel appliances, stunning stone backsplash, and granite countertops. The bathroom features tub/shower with tile surround and granite topped vanity. You will find one bedroom on the first floor + another upstairs with a bonus room that would be a perfect office or large walk in closet. This home features a very nice side yard space + one off street parking spot. Schedule your private showing today!

1311 Hazen Street, Covington

$200,000
640909 MLS
Discover the perfect place to bring your vision to life on this stunning estate lot in the desirable Memorial Pointe subdivision. Ideally positioned overlooking the golf course at Highland Country Club. This prime property offers the rare combination of privacy and convenience, giving you the freedom to design and build your dream home exactly as you've imagined, especially with the craftsmanship and expertise of Ashley Builders. Located mere minutes from downtown, you'll enjoy easy access to dining, shopping, entertainment, and everyday amenities--while still savoring the tranquility of an upscale residential setting. Secure your piece of paradise in Memorial Pointe and start building the lifestyle you've always wanted.

793 Fairbanks Lane, Newport

$199,999
3 Beds 1 Baths 645234 MLS
SELLER IS OFFER 5K IN CLOSING COSTS CONCESSION! Charming and full of character, this beautiful 3-bedroom home offers the perfect blend of warmth, style, and functionality! Hardwood floors, original woodwork, and a pretty fireplace create an inviting atmosphere from the moment you step inside. The spacious living areas are filled with natural light and timeless charm throughout.The kitchen features stainless steel appliances, ample cabinet space, and convenient access to the back deck which leads down to a magnificent play set! Upstairs offers flexible living space that can easily serve as a third bedroom, home office, playroom, or bonus room to fit your needs. Additional highlights include a garage, off-street parking, and plenty of storage. With its classic details, versatile layout, and welcoming feel, this home is one you won't want to miss!

402 Linden Avenue, Southgate

$199,900
2 Beds 1 Baths 646344 MLS
Move right into this beautiful 2-bedroom, 1-bath home offering the perfect blend of historic charm and modern updates with off street parking! The bright, open interior features fresh neutral paint, refinished hardwood floors, recessed lighting, and spacious rooms and storage throughout. The updated kitchen showcases white cabinetry, walk-in pantry, butcher block countertops, subway tile backsplash, and stainless steel appliances. Both bedrooms are generously sized, including an oversized primary with a sitting area/home office. Tastefully updated from top to bottom, this home offers stylish finishes, abundant natural light, and a warm, inviting feel. Conveniently located just minutes from all the shopping, dining, entertainment, and more this booming area has to offer. Buyer to verify all info. Agent is owner.

420 W 9th Street, Newport

$199,900
3 Beds 2 Baths 644568 MLS
Welcome to 1518 Eastern Ave, a charming fixer-upper in the heart of Covington, KY offering the perfect blend of space, character, and convenience. With approximately 1,726 square feet of living space, this 3-bedroom, 2-bath residence provides a comfortable layout ideal for both everyday living and entertaining. Inside, you'll find spacious living areas filled with traditional charm and endless potential to make the home your own. This home is perfect for buyers looking to add their personal touch and bring new life to a property with great bones and character. The thoughtfully designed floor plan offers plenty of room to relax, gather, and reimagine the space to fit your vision. Conveniently located in a desirable Covington neighborhood, this property is just minutes from local shopping, dining, parks, and entertainment, while also offering quick access to downtown Cincinnati for an easy commute or night out. Whether you're a first-time buyer ready to build equity, an investor searching for your next project, or simply looking for a home with character in a prime location, 1518 Eastern Ave is a unique opportunity with incredible potential you won't want to miss!

1518 Eastern Avenue, Covington

$199,900
2 Beds 2 Baths 642633 MLS
Maintenance Free Living! Spacious, move in ready 2 Bedrooms with walk-in closets, 1 1/2 bath RANCH townhome with garage in Tall Trees, a pool community. Townhome features an open floor plan, private entrance with 3 outside steps into the unit, garage direct into unit with 3 steps, freshly painted rooms and trim, new carpet, new white quartz countertops with sink and faucet in kitchen, ss appliances, new vertical blind in LR, new blind in bedroom 2, newer vanities, mirrors, and toilets 2019, new garage door and opener 2019, new deck 2019, glass block windows in basement 2019, huge basement 35ft x 28 ft which can provide extra storage or potential for finishing for extra living space. The back deck freshly stained deck (2026) is perfect for enjoying a cup of coffee while viewing nature in the tree lined backyard. HVAC unit was cleaned and serviced in April 2026. Conveniently located close to CVG airport, Shopping, Amazon, and I 275. Some of the photos are virtually staged.

5313 Country Club Lane, Burlington

$199,800
2 Beds 2 Baths 645536 MLS
Motivated Seller! Seller Paid $219,000 in 2024 and Has Reduced the Price by Over $25,000, Reflecting a Significant Loss at Current Pricing Which Already Reflects Strong Motivation to Sell - Seller's Loss Is Buyer's Gain! Incredible 2 Bedroom, 2 Bath Henry Fischer Kimbell in the Beautiful & Convenient Community of The Hills of Crescent Springs! This Top Level Condo has Soaring Ceilings and Oversized Windows Offering a Bright and Airy Feel with Lots of Natural Light/Vaulted Ceilings Encompass the Great Room, Kitchen and Dining Areas/Fully Equipped, Open Kitchen Seamlessly Connects to the Great room, Creating an Inviting Space Perfect for Entertaining or Relaxing/Fully Equipped Kitchen has GE Stainless Steel Appliances, Staggered Cabinetry, Pantry Cabinet, Counter Bar, Luxury Vinyl Tile Flooring, Adjoining Dining Area, and Recessed Lighting/Primary Suite Boasts an Ensuite Bath and an 8' x 4' Walk-in Closet/Flexible Second Bedroom Can Easily be Used as an Office Providing Versatility to Suit Your Lifestyle/Fully Equipped Laundry Room with Washer and Dryer/Many Upscale Selections/3 Ceiling Fans with Light Packages/Community Amenities Include a Clubhouse, Pool, and Gym/Utilities Covered by the HOA are Water, Sanitation and Trash/The Desirable Private Entry, Thoughtful Design, and Functionality Make This One a Wonderful Place to Call Home.

2506 Crosshill Drive, Crescent Springs

$199,500
2 Beds 2 Baths 645502 MLS
Welcome to country living with modern updates! Situated on a picturesque 1.2± acre lot just 5 miles west of Owenton, this beautifully renovated 2-bedroom, 2-bath home was completely updated approximately 2½ years ago, offering the perfect blend of charm and peace of mind. The inviting eat-in kitchen provides a comfortable gathering space, while the covered front porch is ideal for enjoying your morning coffee or relaxing after a long day. A standout feature is the impressive 42' x 30' detached metal garage/shop, complete with two mechanical automotive lifts--perfect for car enthusiasts, mechanics, hobbyists, or anyone needing exceptional workspace and storage. Whether you're looking for a move-in-ready country home or a property with room to work and play, this one checks all the boxes. Don't let this opportunity drive away!

1375 Squiresville Road, Owenton

$198,000
2 Beds 2 Baths 645127 MLS
Waterfront Home on Elmer Davis Lake, Priced Below Appraised Value Some lake homes just feel right the moment you arrive, and this is one of them. This 2-bedroom, 2-bath waterfront home sits on five wooded lots along the quiet shores of Elmer Davis Lake, in a private, gated lake community in Owen County, Kentucky. Inside, rustic charm meets modern comfort, with open living spaces and unobstructed lake views from the main living area. Outside, mature trees and a gentle slope to the water give you both privacy and easy shoreline access, plus a private dock for kayaking, fishing, and slow mornings by the water. Here's what makes this a rare find. The home recently passed full FHA underwriting, including foundation engineer certification, and it's being offered below its most recent appraised value of at least $250,000. Adjacent lots and a second dwelling are also available to the buyer, giving you room to grow, host, or simply protect your privacy for years to come. Weekend retreat or full-time residence, this is a rare chance to own a true Kentucky lakefront home, private, peaceful, and still just an hour from Lexington, Louisville, and Cincinnati.

327-331 Hideaway, Owenton

$197,000
3 Beds 1 Baths 642239 MLS
Welcome to your own slice of peaceful country living--where quiet mornings, open space, and simple comfort come together. This all-brick ranch sits on a generous .35-acre lot and offers the kind of privacy and breathing room that's getting harder to find. From the moment you pull down the long driveway, you'll feel the difference. Inside, the home is warm and inviting with a spacious eat-in kitchen that naturally becomes the heart of the home, plus a dedicated laundry room for everyday convenience. Efficient radiant zoned heat keeps things comfortable year-round, while the durable metal roof adds long-term peace of mind. Step out back to a fully fenced yard--perfect for pets, gatherings, or just unwinding after a long day with nothing but quiet around you. The attached exterior utility room adds extra storage and functionality without sacrificing interior space. With ideal north and south exposure bringing in natural light throughout the day, this home feels bright, open, and easy to live in. ADT security is already in place and can be reactivated for added confidence. If you've been craving space, privacy, and that slower, more peaceful pace of life--this is the one you need to see in person.

4171 Ky Highway 16, Glencoe

$195,000
2 Beds 2 Baths 646623 MLS
You truly get the best of both worlds here. Fort Wright feels like a quiet, tree-lined retreat - Quick access to I-71 and I-75 and just 7 minutes away from the CVG airport is a massive lifesaver for anyone who travels frequently. This lower level two bedroom unit is located in the private side of the community and comes with a one car detached garage positioned across from the unit building entrance - A remodeled primary bath within the past 3 years - Patio access from both the primary bedroom and living room - Joint bathroom access from 2nd bedroom and unit hallway - Galley kitchen - Separate storage closet in common hallway on same level as unit - Tenants Right through 10/31/2026 New HVAC system installed in Oct 2024 - New stove in Oct 2023 - Primary shower remodel in Early 2023

576 Cloverfield Lane, Fort Wright

$195,000
2 Beds 2 Baths 646506 MLS
2-Bedroom, 2-Bath condo in a Prime Florence location! This second-floor condo offers convenient living just minutes from the interstate, restaurants, grocery stores and more. Enjoy peaceful, wooded views from the back balcony, with the unique opportunity to see deer and other wildlife while still being in the heart of Florence. The unit features an attached one-car garage with opener, conveniently located beside the main entrance for easy access in any weather. Other highlights include an HVAC system updated in 2023, six- year-old stainless steel kitchen appliances, washer and dryer and a 70'' wall-mounted TV- all included in the sale! Don't miss this rare opportunity to enjoy the convenience of Florence with the peace and privacy of a wooded retreat- schedule your showing today! All information believed to be accurate. Buyer and Buyer's agent to verify all information.

7041 Glen Kerry Court, Florence

$195,000
7 Beds 3 Baths 646319 MLS
Rare opportunity to acquire a fully occupied triplex in the heart of Covington's Lewisburg neighborhood. The property consists of two units in the main structure and a separate detached cottage, providing three income-producing units on a single parcel. The cottage as 1 bedroom and 1 full bathroom. The 1st floor unit is 2 bedrooms with 1 full bathroom. The upstairs unit has 4 bedrooms with 1 full bathroom. Long-term tenants are in place, all on month-to-month leases, creating an attractive balance of immediate rental income and future strategic flexibility. Ideally situated just moments from I-75, Downtown Covington, MainStrasse Village, Cincinnati's urban core, and Devou Park, this location continues to benefit from strong regional connectivity and proximity to popular dining, entertainment, recreation, and employment centers. A valuable addition to any investment portfolio.

627 W 11th Street, Covington